RATO Credit Union –
a reliable partner for 28 years

RATO Credit Union (formerly Vilnius Regional Credit Union) is one of the oldest credit unions in Lithuania. For more than 27 years, the union has been striving to provide the best financial services to its members and to become a reliable partner in your daily activities and business.

OUR ACTIVITIES ARE SUPERVISED AND CONTROLLED BY THE BANK OF LITHUANIA

The activities of the RATO Credit Union are governed by the Republic of Lithuania Law on Credit Unions, resolutions of the Bank of Lithuania (www.lb.lt) and other legal acts regulating financial services.

• 30 May 1996 The Bank of Lithuania granted the Vilnius Regional Credit Union the right to engage in the activities established by the Law on Credit Unions. License No 10 issued by the Bank of Lithuania.
• 2017 Vilnius Regional Credit Union became the RATO Credit Union.
• 4th of December 2017 the RATO Credit Union received permission from the Bank of Lithuania to reorganise the union into a specialised bank.
• 2020 The application was submitted to the Bank of Lithuania for the granting of a specialised banking license.
• 2025 Expected start of RATO bankas UAB.